They used to be called Verifly. I use their app and coverage for my drone operations. Their actual insurance products come from Markel Insurance Company (which is rated A by A.M. Best) and Global Aerospace, another powerhouse in the insurance business. There was a thread a while back on it.
I could be misunderstanding but wouldn’t anything a power washer damages be something you were directly working on? And therefore, this insurance likely wouldn’t cover anything that might happen while pressure washing, damage-wise?
Just curious if anyone has thoughts either way. I might just be too uneducated about insurance, but it seems like the whole purpose of insurance is to cover things that you’d directly be working on.
No, what they mean is if you are pressure washing a house and accidentally back your trailer into the garage door, or kill a bunch of plants, they will likely cover it. Same for injury. Things like a customer tripping on your hose and falling would be covered. Stuff like that is incidental to the scope of your work. I don’t know any standard GL policy that covers your workmanship. It’s almost always a separate rider.
Yes without CCC you will not be covered for things while washing the house. IE: Down streaming the house and damage the paint with too much SH. Without CCC you would not be covered. I was quoted $1354 for 12 months in Houston TX by Joseph D Walters which included CCC.