Getting Insurance Through USAA?

Contacted usaa they do offer insurance through 2 other companies. Someone posted like last year they don’t offer any. Anyone heard of Traveler? Texas I think.
Got a quote of 750.00 yr
I’m a one man show just residential, HW and surface cleaning.
They only asked me 5 or so general questions. I swear this whole insurance thing is like the pyramid scheme.
Don’t understand all the legal jargon of what I need and what I should have, even after a fair amount of searching. I’m just a retired part timer.
750 seems cheap and I’m sure it leaves me hanging in some aspects.
Couple shots of the quote

nope,
you just started, so it is based on what you told them you expect to bill the first year.
Upon renewal you will be audited.

There are cheaper options, and more expensive too.
Depends on your state and wheather you gonna do commercial as well

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For my IT work I get an audit questionnaire every year. It takes 5 minutes to fill out.

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Think Ill bite on Traveler Monday I’m ready to roll. Thanks for the advice

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I got travelers