I called and got several quotes too from many places. I ended up going with a company in San Diego, Rock 10 Insurance. I paid $1600 for the full year before I did my first job. From what I’ve seen on here, that’s really expensive, but that’s the lowest I could find, and the customer service has been top notch. The guy deals only in contractors insurance and used to do pressure washing himself. He’s even given me some advice on occasion. My hope is that next year my premium for the year might be lower since I’ll be able to report that I have more experience.
I have $1,000,000 per incident, $2,000,000 aggregate for general liability only. I don’t have equipment coverage, vehicle coverage, workers comp, or anything additional.